Bank transfers in Tunisia
Invoice and get paid by bank transfer — straight from your customers' banking app.
virement.tn replaces paper reminders and card payments with a simple process: you issue an invoice, your customer pays it by bank transfer from their own banking app, and you are notified automatically as soon as it is confirmed. No card fees, no payment gateway.
Use cases
Leasing, insurance, schools, installment payments, recurring payments
The most common collection needs, handled by the same mechanism: a transfer the customer makes themselves.
Leasing rent collection
Contracts, payment schedules, reminders before due dates, overdue follow-ups, penalties and portfolio tracking — with no direct debit.
Learn more →InsuranceInsurance companies
Policies, premiums collected by bank transfer, follow-ups on unpaid amounts and flags for cancellation risk.
Learn more →SchoolsPrivate schools
Tuition billed monthly or quarterly, every parent notified, overdue payments tracked — by bank transfer.
Learn more →InstallmentsInstallment payments
Split an amount into 2 to 36 installments. The customer accepts the plan, then pays each installment by bank transfer.
Learn more →RecurringRecurring payments and subscriptions
Rent, membership fees, premiums, subscriptions: an invoice is generated at each due date and paid by the customer’s bank transfer.
Learn more →Sectors covered
One platform, eight ready-to-use scenarios
Each sector has its own tracking screen — payment schedule, roster, collections — adapted to its vocabulary.
Business financing
Payment schedules, collections and financing tracking, including for corporate debtors.
Policies & premiums
Policy tracking, cancellation-risk alerts, corporate premium management.
Schools
Students, paying contacts and school commitments in one place.
Employees & payroll
Roles, payroll roster and bulk transfers for salaries.
Condominium managers
Joint-ownership management, service-charge calls and API integration for property-management software.
Merchants & businesses
Retail invoicing, payment book, business-to-business invoices.
Zakat & donations
A dedicated invoice category for donations, reserved for non-profit organizations.
Personal space
Open-amount QR codes, group funds and dawra (rotating savings) among friends and family.
How it works
Three steps, no card entry
You issue the invoice
Amount, debtor, due date — from the app or through the API. The debtor receives a notification.
The customer makes the transfer
From their own banking app, with confidence — no card data ever goes through virement.tn.
You are notified automatically
As soon as the bank confirms, the invoice is marked “paid” — in the app, by email or by webhook.
Optional Tunisian modules
Enable them only if you need them
Each module is switched on independently from Settings → Features — nothing clutters your menu by default.
Open-amount QR
A fixed link or QR code where the payer chooses the amount — free donation, tip, optional limits.
Group fund
The same link, with a displayed goal and a closing date — everyone contributes as much as they wish.
Dawra (rotating savings)
Rotating contributions among friends and family: everyone contributes in turn, and one person receives the pot each cycle.
Zakat / Sadaka
A dedicated donation category for non-profit organizations, with adapted vocabulary.
Blog
Guides on bank transfers, leasing and installment payments
Accepting bank transfer payments on your website
Integrating bank transfer payment into an online store: buyer journey, invoice creation via API, confirmation webhook and mistakes to avoid.
Read · 6 minCollectionsBank transfer, card or direct debit: which to choose?
Comparing bank transfer, bank card and direct debit for collecting from customers: who triggers payment, sensitive data, tracking and suitable use cases.
Read · 5 minCollectionsChasing an unpaid invoice: schedule and templates
How to chase an unpaid invoice without upsetting the customer: reminder schedule before and after the due date, message templates and rules to follow.
Read · 6 minReady to try virement.tn?
The Free pack lets you issue up to 10 invoices a month with no commitment, so you can test the whole process from start to finish.
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