[{"data":1,"prerenderedAt":730},["ShallowReactive",2],{"post:\u002Fen\u002Fblog\u002Fcollecting-condo-fees-by-bank-transfer":3,"related:\u002Fen\u002Fblog\u002Fcollecting-condo-fees-by-bank-transfer":220},{"id":4,"title":5,"body":6,"category":196,"date":197,"description":198,"extension":199,"faq":200,"h1":210,"key":211,"meta":212,"navigation":213,"path":214,"rawbody":215,"readingTime":216,"seo":217,"stem":218,"updated":197,"__hash__":219},"blog_en\u002Fen\u002Fblog\u002Fcollecting-condo-fees-by-bank-transfer.md","Condominium fees: collecting by bank transfer",{"type":7,"value":8,"toc":183},"minimark",[9,13,18,47,51,56,63,67,84,88,140,144,163,167,170],[10,11,12],"p",{},"Collecting condominium charges means repeating the same operation every quarter with dozens of owners: sending the call, waiting for payments, identifying who has paid, chasing the others. Bank transfer is the natural means of payment; it is tracking it that takes time.",[14,15,17],"h2",{"id":16},"the-usual-points-of-friction","The usual points of friction",[19,20,21,29,35,41],"ul",{},[22,23,24,28],"li",{},[25,26,27],"strong",{},"Payments hard to reconcile",": a transfer with no reference doesn't say which unit it pays.",[22,30,31,34],{},[25,32,33],{},"Manual reminders",", often late, for lack of a clear view of unpaid amounts.",[22,36,37,40],{},[25,38,39],{},"Multiple owners"," for a single unit (joint ownership, heirs).",[22,42,43,46],{},[25,44,45],{},"An amount that comes from elsewhere",": the calculation of ownership shares is done in another tool.",[14,48,50],{"id":49},"the-two-ways-to-use-virementtn","The two ways to use virement.tn",[52,53,55],"h3",{"id":54},"directly-from-the-app","Directly, from the app",[10,57,58,59,62],{},"The manager creates the charge invoices per owner — one by one, or in bulk by CSV import — or sets up a ",[25,60,61],{},"periodic subscription"," that generates the charge calls at each due date. The amount is set by the manager. The owner receives a notification and pays by bank transfer, from their bank, to the condominium's verified RIB.",[52,64,66],{"id":65},"through-the-api-from-your-management-software","Through the API, from your management software",[10,68,69,70,73,74,77,78,83],{},"If your software already calculates ownership shares and calls, it can ",[25,71,72],{},"create the invoices in virement.tn"," and receive the ",[25,75,76],{},"payment confirmation"," in return: you re-enter nothing, and the “paid” status comes back automatically. The ",[79,80,82],"a",{"href":81},"\u002Fen\u002Fapi-integration","integration page"," explains the principle.",[14,85,87],{"id":86},"what-this-changes-day-to-day","What this changes day to day",[89,90,91,104],"table",{},[92,93,94],"thead",{},[95,96,97,101],"tr",{},[98,99,100],"th",{},"Before",[98,102,103],{},"With virement.tn",[105,106,107,116,124,132],"tbody",{},[95,108,109,113],{},[110,111,112],"td",{},"Transfers with no reference to reconcile by hand",[110,114,115],{},"Each transfer is attached to an invoice",[95,117,118,121],{},[110,119,120],{},"Reminders when you think of it",[110,122,123],{},"Automatic reminder before the due date and overdue follow-ups",[95,125,126,129],{},[110,127,128],{},"Blurry view of unpaid amounts",[110,130,131],{},"Collections dashboard, with overdue installments",[95,133,134,137],{},[110,135,136],{},"A single recipient per unit",[110,138,139],{},"Several paying contacts per subscription",[14,141,143],{"id":142},"what-virementtn-does-not-do","What virement.tn does not do",[19,145,146,152,157],{},[22,147,148,151],{},[25,149,150],{},"No calculation of ownership shares or split keys",": the manager (or their software) remains the sole decision-maker on the amount.",[22,153,154],{},[25,155,156],{},"No management of general meetings or budget votes.",[22,158,159,162],{},[25,160,161],{},"No direct debit",": the owner triggers their own transfer.",[14,164,166],{"id":165},"the-good-reflex-one-call-one-reference","The good reflex: one call, one reference",[10,168,169],{},"Whatever the tool, always associate each charge call with a clear identifier (unit, period). It is what avoids manual reconciliation. On virement.tn, this reference is carried by the invoice itself.",[10,171,172,173,177,178,182],{},"For calls that recur on a regular due date, see ",[79,174,176],{"href":175},"\u002Fen\u002Frecurring-payments","recurring payments","; for spreading an unpaid amount over time, ",[79,179,181],{"href":180},"\u002Fen\u002Finstallment-payments","installment payments",".",{"title":184,"searchDepth":185,"depth":185,"links":186},"",3,[187,189,193,194,195],{"id":16,"depth":188,"text":17},2,{"id":49,"depth":188,"text":50,"children":190},[191,192],{"id":54,"depth":185,"text":55},{"id":65,"depth":185,"text":66},{"id":86,"depth":188,"text":87},{"id":142,"depth":188,"text":143},{"id":165,"depth":188,"text":166},"Condominiums","2026-09-19","Condominium managers: bill charges per owner, generate periodic calls and track unpaid amounts, with payment by bank transfer.","md",[201,204,207],{"q":202,"a":203},"Does virement.tn calculate ownership shares and the split of charges?","No. The amount of each call is set by the manager, or sent by the management software that calculated it. virement.tn handles collection by bank transfer and tracking.",{"q":205,"a":206},"Can management software connect to virement.tn?","Yes, through the API: the software creates the invoices and receives the payment confirmation. See the integration page.",{"q":208,"a":209},"Can several owners be attached to the same unit?","Several paying contacts can be attached to the same subscription, which lets several owners see and pay the charge call.","Condominium fees: how a manager collects by bank transfer","charges-de-copropriete-encaisser-par-virement",{},true,"\u002Fen\u002Fblog\u002Fcollecting-condo-fees-by-bank-transfer","---\nkey: \"charges-de-copropriete-encaisser-par-virement\"\ntitle: \"Condominium fees: collecting by bank transfer\"\nh1: \"Condominium fees: how a manager collects by bank transfer\"\ndescription: \"Condominium managers: bill charges per owner, generate periodic calls and track unpaid amounts, with payment by bank transfer.\"\ndate: \"2026-09-19\"\nupdated: \"2026-09-19\"\ncategory: \"Condominiums\"\nreadingTime: 5\nfaq:\n  - q: \"Does virement.tn calculate ownership shares and the split of charges?\"\n    a: \"No. The amount of each call is set by the manager, or sent by the management software that calculated it. virement.tn handles collection by bank transfer and tracking.\"\n  - q: \"Can management software connect to virement.tn?\"\n    a: \"Yes, through the API: the software creates the invoices and receives the payment confirmation. See the integration page.\"\n  - q: \"Can several owners be attached to the same unit?\"\n    a: \"Several paying contacts can be attached to the same subscription, which lets several owners see and pay the charge call.\"\n---\n\nCollecting condominium charges means repeating the same operation every quarter with dozens of owners: sending the call, waiting for payments, identifying who has paid, chasing the others. Bank transfer is the natural means of payment; it is tracking it that takes time.\n\n## The usual points of friction\n\n- **Payments hard to reconcile**: a transfer with no reference doesn't say which unit it pays.\n- **Manual reminders**, often late, for lack of a clear view of unpaid amounts.\n- **Multiple owners** for a single unit (joint ownership, heirs).\n- **An amount that comes from elsewhere**: the calculation of ownership shares is done in another tool.\n\n## The two ways to use virement.tn\n\n### Directly, from the app\n\nThe manager creates the charge invoices per owner — one by one, or in bulk by CSV import — or sets up a **periodic subscription** that generates the charge calls at each due date. The amount is set by the manager. The owner receives a notification and pays by bank transfer, from their bank, to the condominium's verified RIB.\n\n### Through the API, from your management software\n\nIf your software already calculates ownership shares and calls, it can **create the invoices in virement.tn** and receive the **payment confirmation** in return: you re-enter nothing, and the “paid” status comes back automatically. The [integration page](\u002Fen\u002Fapi-integration) explains the principle.\n\n## What this changes day to day\n\n| Before | With virement.tn |\n| --- | --- |\n| Transfers with no reference to reconcile by hand | Each transfer is attached to an invoice |\n| Reminders when you think of it | Automatic reminder before the due date and overdue follow-ups |\n| Blurry view of unpaid amounts | Collections dashboard, with overdue installments |\n| A single recipient per unit | Several paying contacts per subscription |\n\n## What virement.tn does not do\n\n- **No calculation of ownership shares or split keys**: the manager (or their software) remains the sole decision-maker on the amount.\n- **No management of general meetings or budget votes.**\n- **No direct debit**: the owner triggers their own transfer.\n\n## The good reflex: one call, one reference\n\nWhatever the tool, always associate each charge call with a clear identifier (unit, period). It is what avoids manual reconciliation. On virement.tn, this reference is carried by the invoice itself.\n\nFor calls that recur on a regular due date, see [recurring payments](\u002Fen\u002Frecurring-payments); for spreading an unpaid amount over time, [installment payments](\u002Fen\u002Finstallment-payments).\n",5,{"title":5,"description":198},"en\u002Fblog\u002Fcollecting-condo-fees-by-bank-transfer","TF8BAqgRzh9lk7EpuaKblGSH8qpsVs9NLZzK7y_3AEs",[221,370,565],{"id":222,"title":223,"body":224,"category":350,"date":197,"description":351,"extension":199,"faq":352,"h1":362,"key":363,"meta":364,"navigation":213,"path":365,"rawbody":366,"readingTime":216,"seo":367,"stem":368,"updated":197,"__hash__":369},"blog_en\u002Fen\u002Fblog\u002Fcollecting-school-fees-by-bank-transfer.md","School fees: collecting by bank transfer",{"type":7,"value":225,"toc":344},[226,229,233,259,263,296,300,303,307,329,337],[10,227,228],{},"For a private school — nursery, school, middle school, high school, university, training center — tuition fees are the heart of cash flow. They are also a constant source of chasing: several parents, several installments, delays that accumulate in silence.",[14,230,232],{"id":231},"the-difficulties-specific-to-schooling","The difficulties specific to schooling",[19,234,235,241,247,253],{},[22,236,237,240],{},[25,238,239],{},"Several payers per student."," The father, the mother or a guardian must be able to see and pay the same invoice.",[22,242,243,246],{},[25,244,245],{},"A cycle that renews."," Unlike a loan, schooling has no scheduled end: it starts again every year, often with a change of level or class.",[22,248,249,252],{},[25,250,251],{},"Fees of different natures."," Registration fees are annual and one-off; tuition fees are periodic.",[22,254,255,258],{},[25,256,257],{},"An up-to-date roster."," Levels, classes, parents' contact details: without a clean base, invoicing becomes data-entry work.",[14,260,262],{"id":261},"how-virementtn-structures-school-invoicing","How virement.tn structures school invoicing",[264,265,266,272,278,284,290],"ol",{},[22,267,268,271],{},[25,269,270],{},"The student roster."," You register students with their level and class, one by one or by CSV import, with each one's paying contacts.",[22,273,274,277],{},[25,275,276],{},"The tuition subscription."," For each student, a subscription generates the periodic invoices — for example each quarter — for an amount you set.",[22,279,280,283],{},[25,281,282],{},"Registration fees."," They are issued separately, as a one-off invoice.",[22,285,286,289],{},[25,287,288],{},"Payment by bank transfer."," Each parent pays the invoice by bank transfer from their bank, to your verified RIB; the bank confirms, the invoice moves to “paid”.",[22,291,292,295],{},[25,293,294],{},"Tracking delays."," Reminders before the due date and overdue follow-ups are sent automatically to all of the student's paying contacts. A collections dashboard groups overdue installments by age or by amount, with totals per subscription.",[14,297,299],{"id":298},"what-parents-see","What parents see",[10,301,302],{},"Each parent finds, in their space, their child's invoices: installments paid, upcoming, overdue. They pay from their own bank — no card to enter, no account debited without their knowledge.",[14,304,306],{"id":305},"the-limits-to-know-about","The limits to know about",[19,308,309,316,322],{},[22,310,311,312,315],{},"virement.tn manages ",[25,313,314],{},"neither grades, nor absences, nor timetables",": only invoicing and payment.",[22,317,318,321],{},[25,319,320],{},"Automated late-payment penalties"," exist for installment payment plans, not for tuition subscriptions.",[22,323,324,325,328],{},"The ",[25,326,327],{},"amount is the one you set",": the platform does not calculate discounts (siblings, scholarship).",[10,330,331,332,334,335,182],{},"If you wish to offer a spread of an overall sum (arrears, a full year), ",[79,333,181],{"href":180}," are more suitable than a subscription. To understand the logic of a periodic subscription, see ",[79,336,176],{"href":175},[10,338,324,339,343],{},[79,340,342],{"href":341},"\u002Fen\u002Fprivate-schools-tuition","private schools"," page presents the whole offer for schools.",{"title":184,"searchDepth":185,"depth":185,"links":345},[346,347,348,349],{"id":231,"depth":188,"text":232},{"id":261,"depth":188,"text":262},{"id":298,"depth":188,"text":299},{"id":305,"depth":188,"text":306},"Education","Private schools: bill school fees by the quarter, notify all paying parents and track delays, with payment by bank transfer.",[353,356,359],{"q":354,"a":355},"Can several parents see and pay the same tuition invoice?","Yes. Several paying contacts (father, mother, guardian) can be attached to the same subscription: each sees and pays the invoice from their own space, and reminders are sent to them.",{"q":357,"a":358},"How do you invoice registration fees?","As a standard one-off invoice, separate from the recurring tuition subscription, since it is an annual fee and not a periodic installment.",{"q":360,"a":361},"Does virement.tn manage grades, absences or timetables?","No. The platform is limited to invoicing, payment and collections tracking.","School fees: collecting by bank transfer, without chasing parents","frais-de-scolarite-encaisser-par-virement",{},"\u002Fen\u002Fblog\u002Fcollecting-school-fees-by-bank-transfer","---\nkey: \"frais-de-scolarite-encaisser-par-virement\"\ntitle: \"School fees: collecting by bank transfer\"\nh1: \"School fees: collecting by bank transfer, without chasing parents\"\ndescription: \"Private schools: bill school fees by the quarter, notify all paying parents and track delays, with payment by bank transfer.\"\ndate: \"2026-09-19\"\nupdated: \"2026-09-19\"\ncategory: \"Education\"\nreadingTime: 5\nfaq:\n  - q: \"Can several parents see and pay the same tuition invoice?\"\n    a: \"Yes. Several paying contacts (father, mother, guardian) can be attached to the same subscription: each sees and pays the invoice from their own space, and reminders are sent to them.\"\n  - q: \"How do you invoice registration fees?\"\n    a: \"As a standard one-off invoice, separate from the recurring tuition subscription, since it is an annual fee and not a periodic installment.\"\n  - q: \"Does virement.tn manage grades, absences or timetables?\"\n    a: \"No. The platform is limited to invoicing, payment and collections tracking.\"\n---\n\nFor a private school — nursery, school, middle school, high school, university, training center — tuition fees are the heart of cash flow. They are also a constant source of chasing: several parents, several installments, delays that accumulate in silence.\n\n## The difficulties specific to schooling\n\n- **Several payers per student.** The father, the mother or a guardian must be able to see and pay the same invoice.\n- **A cycle that renews.** Unlike a loan, schooling has no scheduled end: it starts again every year, often with a change of level or class.\n- **Fees of different natures.** Registration fees are annual and one-off; tuition fees are periodic.\n- **An up-to-date roster.** Levels, classes, parents' contact details: without a clean base, invoicing becomes data-entry work.\n\n## How virement.tn structures school invoicing\n\n1. **The student roster.** You register students with their level and class, one by one or by CSV import, with each one's paying contacts.\n2. **The tuition subscription.** For each student, a subscription generates the periodic invoices — for example each quarter — for an amount you set.\n3. **Registration fees.** They are issued separately, as a one-off invoice.\n4. **Payment by bank transfer.** Each parent pays the invoice by bank transfer from their bank, to your verified RIB; the bank confirms, the invoice moves to “paid”.\n5. **Tracking delays.** Reminders before the due date and overdue follow-ups are sent automatically to all of the student's paying contacts. A collections dashboard groups overdue installments by age or by amount, with totals per subscription.\n\n## What parents see\n\nEach parent finds, in their space, their child's invoices: installments paid, upcoming, overdue. They pay from their own bank — no card to enter, no account debited without their knowledge.\n\n## The limits to know about\n\n- virement.tn manages **neither grades, nor absences, nor timetables**: only invoicing and payment.\n- **Automated late-payment penalties** exist for installment payment plans, not for tuition subscriptions.\n- The **amount is the one you set**: the platform does not calculate discounts (siblings, scholarship).\n\nIf you wish to offer a spread of an overall sum (arrears, a full year), [installment payments](\u002Fen\u002Finstallment-payments) are more suitable than a subscription. To understand the logic of a periodic subscription, see [recurring payments](\u002Fen\u002Frecurring-payments).\n\nThe [private schools](\u002Fen\u002Fprivate-schools-tuition) page presents the whole offer for schools.\n",{"title":223,"description":351},"en\u002Fblog\u002Fcollecting-school-fees-by-bank-transfer","9CmBta8IzCG-jBj-iar00JvRwwyguzmhhssgRiKL7HI",{"id":371,"title":372,"body":373,"category":544,"date":197,"description":545,"extension":199,"faq":546,"h1":556,"key":557,"meta":558,"navigation":213,"path":559,"rawbody":560,"readingTime":561,"seo":562,"stem":563,"updated":197,"__hash__":564},"blog_en\u002Fen\u002Fblog\u002Fconfirmed-vs-paid-invoice.md","Confirmed or paid invoice: the difference",{"type":7,"value":374,"toc":536},[375,378,382,445,448,452,472,476,483,487,494,498,509,513,528],[10,376,377],{},"In a payment by bank transfer, several moments follow one another: the request, the customer's agreement, the execution of the transfer, its receipt. Confusing them is the source of most delivery and accounting errors. virement.tn distinguishes them explicitly.",[14,379,381],{"id":380},"the-stages-of-an-invoice","The stages of an invoice",[89,383,384,397],{},[92,385,386],{},[95,387,388,391,394],{},[98,389,390],{},"Stage",[98,392,393],{},"What happened",[98,395,396],{},"What it proves",[105,398,399,412,429],{},[95,400,401,406,409],{},[110,402,403],{},[25,404,405],{},"Issued",[110,407,408],{},"The organization created the invoice",[110,410,411],{},"A payment request exists",[95,413,414,419,422],{},[110,415,416],{},[25,417,418],{},"Confirmed",[110,420,421],{},"The payer gave their consent (validation code), or confirmation was automatic for an already committed customer",[110,423,424,425,428],{},"The payer ",[25,426,427],{},"accepts"," the invoice",[95,430,431,436,439],{},[110,432,433],{},[25,434,435],{},"Paid",[110,437,438],{},"The bank confirmed execution of the transfer",[110,440,441,442],{},"The money ",[25,443,444],{},"has really been sent",[10,446,447],{},"A confirmed invoice is therefore “awaiting payment”: the customer has committed, but the transfer has not yet been executed.",[14,449,451],{"id":450},"why-this-distinction-protects-everyone","Why this distinction protects everyone",[19,453,454,460,466],{},[22,455,456,459],{},[25,457,458],{},"The merchant"," doesn't deliver on a mere promise.",[22,461,462,465],{},[25,463,464],{},"The customer"," isn't declared the payer of an invoice they haven't settled.",[22,467,468,471],{},[25,469,470],{},"The accountant"," has a single source of truth: the bank's confirmation.",[14,473,475],{"id":474},"the-role-of-the-validation-code","The role of the validation code",[10,477,478,479,482],{},"The validation code — 6 characters, single-use, valid for 24 hours — is found in the payer's space. It ",[25,480,481],{},"proves their consent"," and replaces entering a card number. But it moves no money: it is the transfer, executed afterwards from the bank, that does.",[14,484,486],{"id":485},"for-an-already-committed-customer","For an already committed customer",[10,488,489,490,493],{},"For an already identified customer — recurring subscriber, insured person, tenant on a leasing contract — under a ceiling set by the organization, the invoice can be confirmed automatically, with no code. The principle remains the same: it is ",[25,491,492],{},"paid"," only after bank confirmation.",[14,495,497],{"id":496},"what-this-implies-for-online-sales","What this implies for online sales",[10,499,500,501,504,505,182],{},"If you integrate virement.tn into a store, the rule is simple: ",[25,502,503],{},"the order is released only when the confirmation webhook is received",", never on the response to the invoice-creation call. The details are in the article on ",[79,506,508],{"href":507},"\u002Fen\u002Fblog\u002Faccept-bank-transfer-payments-on-your-website","integrating bank transfer payment on your site",[14,510,512],{"id":511},"key-takeaways","Key takeaways",[19,514,515,520,525],{},[22,516,517,519],{},[25,518,418],{}," = the customer said yes.",[22,521,522,524],{},[25,523,435],{}," = the bank confirmed the transfer.",[22,526,527],{},"Only the second authorizes delivery and the accounting entry.",[10,529,530,531,535],{},"The full journey is described on the ",[79,532,534],{"href":533},"\u002Fen\u002Fhow-it-works","how it works"," page.",{"title":184,"searchDepth":185,"depth":185,"links":537},[538,539,540,541,542,543],{"id":380,"depth":188,"text":381},{"id":450,"depth":188,"text":451},{"id":474,"depth":188,"text":475},{"id":485,"depth":188,"text":486},{"id":496,"depth":188,"text":497},{"id":511,"depth":188,"text":512},"How it works","On virement.tn, a confirmed invoice is not a paid invoice. Understanding the statuses, the validation code and confirmation by the bank.",[547,550,553],{"q":548,"a":549},"What makes an invoice move to “paid”?","Only the bank's confirmation that the transfer was actually executed. Neither the creation of the invoice, nor the validation code, nor a simple declaration by the payer is enough.",{"q":551,"a":552},"What does the validation code prove?","The payer's consent: it confirms that they accept the invoice. It does not prove that the money has been sent.",{"q":554,"a":555},"When should you deliver a good or a service?","On receipt of the payment confirmation, not before. That is the signal that should trigger delivery.","Confirmed or paid invoice: why bank confirmation matters","facture-confirmee-ou-payee-confirmation-bancaire",{},"\u002Fen\u002Fblog\u002Fconfirmed-vs-paid-invoice","---\nkey: \"facture-confirmee-ou-payee-confirmation-bancaire\"\ntitle: \"Confirmed or paid invoice: the difference\"\nh1: \"Confirmed or paid invoice: why bank confirmation matters\"\ndescription: \"On virement.tn, a confirmed invoice is not a paid invoice. Understanding the statuses, the validation code and confirmation by the bank.\"\ndate: \"2026-09-19\"\nupdated: \"2026-09-19\"\ncategory: \"How it works\"\nreadingTime: 4\nfaq:\n  - q: \"What makes an invoice move to “paid”?\"\n    a: \"Only the bank's confirmation that the transfer was actually executed. Neither the creation of the invoice, nor the validation code, nor a simple declaration by the payer is enough.\"\n  - q: \"What does the validation code prove?\"\n    a: \"The payer's consent: it confirms that they accept the invoice. It does not prove that the money has been sent.\"\n  - q: \"When should you deliver a good or a service?\"\n    a: \"On receipt of the payment confirmation, not before. That is the signal that should trigger delivery.\"\n---\n\nIn a payment by bank transfer, several moments follow one another: the request, the customer's agreement, the execution of the transfer, its receipt. Confusing them is the source of most delivery and accounting errors. virement.tn distinguishes them explicitly.\n\n## The stages of an invoice\n\n| Stage | What happened | What it proves |\n| --- | --- | --- |\n| **Issued** | The organization created the invoice | A payment request exists |\n| **Confirmed** | The payer gave their consent (validation code), or confirmation was automatic for an already committed customer | The payer **accepts** the invoice |\n| **Paid** | The bank confirmed execution of the transfer | The money **has really been sent** |\n\nA confirmed invoice is therefore “awaiting payment”: the customer has committed, but the transfer has not yet been executed.\n\n## Why this distinction protects everyone\n\n- **The merchant** doesn't deliver on a mere promise.\n- **The customer** isn't declared the payer of an invoice they haven't settled.\n- **The accountant** has a single source of truth: the bank's confirmation.\n\n## The role of the validation code\n\nThe validation code — 6 characters, single-use, valid for 24 hours — is found in the payer's space. It **proves their consent** and replaces entering a card number. But it moves no money: it is the transfer, executed afterwards from the bank, that does.\n\n## For an already committed customer\n\nFor an already identified customer — recurring subscriber, insured person, tenant on a leasing contract — under a ceiling set by the organization, the invoice can be confirmed automatically, with no code. The principle remains the same: it is **paid** only after bank confirmation.\n\n## What this implies for online sales\n\nIf you integrate virement.tn into a store, the rule is simple: **the order is released only when the confirmation webhook is received**, never on the response to the invoice-creation call. The details are in the article on [integrating bank transfer payment on your site](\u002Fen\u002Fblog\u002Faccept-bank-transfer-payments-on-your-website).\n\n## Key takeaways\n\n- **Confirmed** = the customer said yes.\n- **Paid** = the bank confirmed the transfer.\n- Only the second authorizes delivery and the accounting entry.\n\nThe full journey is described on the [how it works](\u002Fen\u002Fhow-it-works) page.\n",4,{"title":372,"description":545},"en\u002Fblog\u002Fconfirmed-vs-paid-invoice","XKV0TpoHHjxaAd4ypaFy4KrXyav0dOKK2pwwk7z6sEY",{"id":566,"title":567,"body":568,"category":710,"date":197,"description":711,"extension":199,"faq":712,"h1":722,"key":723,"meta":724,"navigation":213,"path":725,"rawbody":726,"readingTime":561,"seo":727,"stem":728,"updated":197,"__hash__":729},"blog_en\u002Fen\u002Fblog\u002Fgroup-fund-and-open-amount-qr.md","Group fund and open-amount QR",{"type":7,"value":569,"toc":703},[570,573,577,584,587,591,602,605,608,639,643,663,667,693],[10,571,572],{},"A group gift, a donation, a tip, a free contribution to an event: in all these cases the amount is not known in advance and everyone gives what they want. A standard invoice, with a fixed amount, doesn't fit. Two optional virement.tn modules meet this need.",[14,574,576],{"id":575},"the-open-amount-qr","The open-amount QR",[10,578,579,580,583],{},"A ",[25,581,582],{},"fixed, reusable link or QR code",", where the payer chooses the amount themselves. You can set minimum and maximum limits if you wish.",[10,585,586],{},"Typical uses: free donation, tip, contribution, payment for a small service with no prepared invoice.",[14,588,590],{"id":589},"the-group-fund","The group fund",[10,592,593,594,597,598,601],{},"It is the same principle, with a ",[25,595,596],{},"displayed goal"," and a ",[25,599,600],{},"closing date",": everyone contributes the amount they want, and everyone sees the progress.",[10,603,604],{},"Typical uses: group gift, contribution to a trip or an event, collection for an association or a project.",[14,606,544],{"id":607},"how-it-works",[264,609,610,616,622,627,633],{},[22,611,612,615],{},[25,613,614],{},"You enable the module"," from Settings → Features (modules are off by default, so nothing clutters your menu).",[22,617,618,621],{},[25,619,620],{},"You create the link or the group fund",": title, description, destination RIB, and for a group fund, the goal and the closing date.",[22,623,624],{},[25,625,626],{},"You share the link or the QR code.",[22,628,629,632],{},[25,630,631],{},"Each contributor chooses their amount"," and pays by bank transfer from their bank.",[22,634,635,638],{},[25,636,637],{},"You follow the contributions"," as they come in; each transfer confirmed by the bank is recorded.",[14,640,642],{"id":641},"what-it-is-not","What it is not",[19,644,645,651,657],{},[22,646,647,650],{},[25,648,649],{},"Not a deposit account."," Money does not pile up at virement.tn: each contribution is a direct transfer to your RIB.",[22,652,653,656],{},[25,654,655],{},"Not anonymous."," Each contributor goes through their virement.tn space, as for any invoice.",[22,658,659,662],{},[25,660,661],{},"No direct debit."," Nobody is debited without having decided it.",[14,664,666],{"id":665},"tips-for-a-successful-fundraiser","Tips for a successful fundraiser",[19,668,669,675,681,687],{},[22,670,671,674],{},[25,672,673],{},"Explain what the money is for"," in the description.",[22,676,677,680],{},[25,678,679],{},"Set a realistic goal",": watching the bar advance motivates more than an unreachable target.",[22,682,683,686],{},[25,684,685],{},"Give a closing date"," to create a rhythm.",[22,688,689,692],{},[25,690,691],{},"Say thank you"," to contributors at the end: it is what makes the next fundraiser possible.",[10,694,695,696,700,701,182],{},"The open-amount QR and group fund modules are included in every pack: only the volume of transfers varies, see ",[79,697,699],{"href":698},"\u002Fen\u002Fpricing","pricing",". To understand the general principle of payment by bank transfer, read ",[79,702,534],{"href":533},{"title":184,"searchDepth":185,"depth":185,"links":704},[705,706,707,708,709],{"id":575,"depth":188,"text":576},{"id":589,"depth":188,"text":590},{"id":607,"depth":188,"text":544},{"id":641,"depth":188,"text":642},{"id":665,"depth":188,"text":666},"Fundraising","Organizing a group fund or an open-amount payment link in Tunisia: how it works, displayed goal, direct bank transfer to your RIB.",[713,716,719],{"q":714,"a":715},"Does the money in a group fund go through virement.tn?","No. Each contribution is treated as a standard invoice, paid by bank transfer directly to the organizer's RIB. virement.tn does not hold the funds and has no intermediate account.",{"q":717,"a":718},"Do contributors need an account?","Yes, they go through their virement.tn space, as for any other invoice.",{"q":720,"a":721},"Can you set a goal and a closing date?","Yes, for a group fund: the goal is displayed, and a closing date can be set.","Group fund and open-amount QR: collect by bank transfer","cagnotte-collective-et-qr-montant-libre",{},"\u002Fen\u002Fblog\u002Fgroup-fund-and-open-amount-qr","---\nkey: \"cagnotte-collective-et-qr-montant-libre\"\ntitle: \"Group fund and open-amount QR\"\nh1: \"Group fund and open-amount QR: collect by bank transfer\"\ndescription: \"Organizing a group fund or an open-amount payment link in Tunisia: how it works, displayed goal, direct bank transfer to your RIB.\"\ndate: \"2026-09-19\"\nupdated: \"2026-09-19\"\ncategory: \"Fundraising\"\nreadingTime: 4\nfaq:\n  - q: \"Does the money in a group fund go through virement.tn?\"\n    a: \"No. Each contribution is treated as a standard invoice, paid by bank transfer directly to the organizer's RIB. virement.tn does not hold the funds and has no intermediate account.\"\n  - q: \"Do contributors need an account?\"\n    a: \"Yes, they go through their virement.tn space, as for any other invoice.\"\n  - q: \"Can you set a goal and a closing date?\"\n    a: \"Yes, for a group fund: the goal is displayed, and a closing date can be set.\"\n---\n\nA group gift, a donation, a tip, a free contribution to an event: in all these cases the amount is not known in advance and everyone gives what they want. A standard invoice, with a fixed amount, doesn't fit. Two optional virement.tn modules meet this need.\n\n## The open-amount QR\n\nA **fixed, reusable link or QR code**, where the payer chooses the amount themselves. You can set minimum and maximum limits if you wish.\n\nTypical uses: free donation, tip, contribution, payment for a small service with no prepared invoice.\n\n## The group fund\n\nIt is the same principle, with a **displayed goal** and a **closing date**: everyone contributes the amount they want, and everyone sees the progress.\n\nTypical uses: group gift, contribution to a trip or an event, collection for an association or a project.\n\n## How it works\n\n1. **You enable the module** from Settings → Features (modules are off by default, so nothing clutters your menu).\n2. **You create the link or the group fund**: title, description, destination RIB, and for a group fund, the goal and the closing date.\n3. **You share the link or the QR code.**\n4. **Each contributor chooses their amount** and pays by bank transfer from their bank.\n5. **You follow the contributions** as they come in; each transfer confirmed by the bank is recorded.\n\n## What it is not\n\n- **Not a deposit account.** Money does not pile up at virement.tn: each contribution is a direct transfer to your RIB.\n- **Not anonymous.** Each contributor goes through their virement.tn space, as for any invoice.\n- **No direct debit.** Nobody is debited without having decided it.\n\n## Tips for a successful fundraiser\n\n- **Explain what the money is for** in the description.\n- **Set a realistic goal**: watching the bar advance motivates more than an unreachable target.\n- **Give a closing date** to create a rhythm.\n- **Say thank you** to contributors at the end: it is what makes the next fundraiser possible.\n\nThe open-amount QR and group fund modules are included in every pack: only the volume of transfers varies, see [pricing](\u002Fen\u002Fpricing). To understand the general principle of payment by bank transfer, read [how it works](\u002Fen\u002Fhow-it-works).\n",{"title":567,"description":711},"en\u002Fblog\u002Fgroup-fund-and-open-amount-qr","Idkso2ddhXVfjjTl89XmFW1tFEZqybOrW8jOYpnRpvk",1789922122266]